This is intended as a partial list of problems or issues where the advice of an expert is needed. Have questions just call Mr. Radoff's office for advice. (800) 595-2948.

1. Property Issues:

• Unequal division of property and debts
• Real estate is being kept for a later sale
• A major asset is being sold or divided requiring tax consultations
• Separate and community property has been mixed together or invested
• Pension and/or profit sharing earned during marriage-distribution & valuations
• Your estate has substantial value-appraisal issues
• One or both spouses are self-employed
• Life insurance ownership
• Foreclosure
• Tax issues-IRS audits

2. Debts

• Lots of debts and you need protection
• Either spouse may file bankruptcy
• Joint credit cards and other accounts not closed
• Protection of your credit

3. Disputes with your spouse

• You and your spouse cannot agree on important issues
• Your spouse does not provide you with information on his earnings or assets
• You suspect your spouse might be hiding assets
• Your spouse is threatening you, your children or the family assets
• Spousal abuse

4. Children

• Custody
• Special needs or health problems
• Disagreement over parenting arrangements
• One parent does not want the other to move
• Visitation
• Family allowance vs. child and spousal support for tax savings
• Religious issues
• Grandparent visitation
• Education costs
• Travel out of state or country issues
• Use of children's trust funds

5. Spousal support

• Parties cannot agree on amount and duration
• More than 20% difference between spouses income
• One spouse is not self-supporting
• Family support-tax issues
• Waiver of spousal support