Bankruptcy Advice
Low-Cost
Attorney Assisted Document Preparation - Chapter 7 & 13
For more information about
Chapter 7 & 13
order Mr. Radoff's Bankruptcy Advice Booklet for $9.95 (click
here)
Filing
bankruptcy stops:
collection actions against you, creditor harassment, foreclosure,
repossessions, wage garnishments and bank levies.
For immediate answers to
your basic bankruptcy questions, Mr. Radoff charges $39.95 charged to your
bank or credit card. You will speak directly to Franklin Radoff, an
attorney with over 32 years of experience. If he is not in, all calls will
be returned in the order received normally on the same day.
In addition to bankruptcy legal advice,
Mr. Radoff provides low-cost bankruptcy
form preparation (chapter 7 &13) no additional cost lawyer assistance for
California residents.
For prices just call (800) 595-2948 you will talk to Mr. Radoff directly.
Because of the
volume of calls received, please have your card ready when you call.
One of the major issues for those seeking bankruptcy advice is: "Should
I file?" and "What are my alternatives?"
Some clients feel ashamed and still others believe it is against their moral
values to file bankruptcy. However, sometimes your financial position is
such that bankruptcy cannot be avoided. However, you have many options to
attempt before making a decision.
I always suggest that attempts be made to work out payment programs with
your creditors or to obtain a loan to consolidate your outstanding
obligations before you consider filing bankruptcy.
If you need assistance with your creditors, we offer the "Lawyer's
Letter" and follow-up
for those who wish to attempt to contact their creditors and arrange payment
programs or a consolidation of your debts.
If you have negative information on your credit report and wish to repair
your credit and attempt to remove such information, we can assist you at the
Credit Repair Hotline.
These are some of your most frequent questions:
"I am
overwhelmed by my debts and don't know where to begin. What should I
do?"
"How soon
after I miss a house payment will the bank begin foreclosure
proceedings?"
"If I'm
threatened with foreclosure, can I just walk away from the house?"
"My utility
bill was huge because of a very cold winter. Do I have to pay it all at
once?"
"I'm
swamped with student loans and can't afford my payments. What can I do to
avoid default?"
"I'm afraid
I might miss a car payment. Should I just let the lender repossess?"
"When can a
creditor garnish my wages, place a lien on my house, seize my bank account
or take my tax refund?"
"Can I go
to jail for not paying my debts?"
"If
foreclosure is looming, might I be better off just selling my house?"
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